Finding high-quality discount furniture can sometimes be tough — so when you find a great piece of furniture for less, it’s understandable to want to take it home no matter your financial situation.
Luckily, most stores offer a variety of furniture on finance plans that make any piece of furniture affordable for your budget.
Here’s an easy guide to find the best furniture financing plan for you:
– If you have a bad credit score, try seeking financing from a smaller furniture store: Normally, larger, national furniture chains will refuse financing for customers with poor credit scores. Small, local furniture stores and outlets are more likely to offer you furniture on finance plans that will make your dreams of furnishing your home a reality.
– Save up for a large down payment: The bigger your down payment, the better chances you have of getting a favorable interest rate when you purchase furniture on finance. A large down payment shows furniture stores that you’re serious about your purchase and will take your monthly payments seriously as well.
– Expect to potentially sign a wage assignment: If you have bad credit, furniture stores may only agree to sell you furniture on finance if you sign a wage assignment. If you default on your loan, a wage assignment allows lenders to take payments from your paychecks. In most cases, you can get furniture on finance without having to sign one of these documents, but they’re important to keep in mind as you begin shopping for furniture.
Category: Cheap furniture in virginia beach
If you have recently purchased furniture for your home you are well aware of the ludicrous costs of furniture. In fact, the average cost of a five piece living room set is between 1,200 and 2,200 dollars. Although every homeowner would like to own the best brand name furniture, the fact is the economy in which we live simply does not afford that luxury to many of us.
In fact, after home mortgages and car payments, furnishing their homes is the third biggest investment that most American homeowners will ever make. The good news is there are plenty of options for people with a desire for durable, name brand furniture, but who cannot afford to pay premium, brand name prices. Furniture outlet stores have become popular for budget minded homeowners, because they can offer the lowest prices on quality affordable furniture.
If you are shopping for the best bargains on name brand furniture, the best time to shop is during the first couple months of the new year. This is the time when furniture stores are putting the previous year’s items on clearance. According to the Real Simple website, the month of February is prime time for shoppers looking for quality affordable furniture. The typical discount given on clearance furniture during this time is between 30 to 60 percent. However, even sweeter deals can be had for “as is” floor models, which are usually in mint condition.
While it is not difficult to find furniture stores that sell cheap furniture packages, the best outlet furniture stores can offer huge discounts on brand name designer furniture. The reason furniture outlets can offer deep discount prices is often due to product surplus, or simply to make room for new models.
Obviously, when a furniture has a stock surplus, they have to make room for the furniture that does sell. This usually means slashing prices and putting high quality products on clearance. At times, clearance furniture can be discounted as much as 70 percent off its original retail price!
Whether they are homeowners or renters, everyone take pride in their homes. When it comes to both aesthetics and comfort, the home furnishings homeowners choose will make the most considerable impact. By shopping the bargains available at discount furniture outlets, every homeowner can own the plush, attractive brand name furniture, without paying an arm and a leg.